Additional Borrowing
Raise money against your home without necessarily moving or remortgaging elsewhere
Overview
Sometimes you don't need a new deal or a new house — you just need to raise money against the home you already own, for home improvements, a deposit for another property, or something else entirely. There are three ways to do this, and which one makes sense depends on your current deal, your rate, and how much you need. We work out which is actually cheapest for your numbers, rather than assuming one route.
Further Advance
Borrowing more from your existing lender alongside your current mortgage — usually the simplest route if they'll offer competitive terms on the new portion
Remortgage & Release Equity
Moving your whole mortgage to a new lender and borrowing more at the same time — worth considering if your deal is ending anyway or a better overall rate is available
Second Charge / Secured Loan
A separate loan secured against your home, sitting behind your existing mortgage — often right if moving your main mortgage would trigger an early repayment charge
Compared Side by Side
We model all three routes on your actual numbers so you can see the real cost of each, not just the headline rate
Why Choose Domus Finance?
No Guesswork
We show you the real cost of each route before you commit to one
No Unnecessary Fees
If a further advance from your existing lender is genuinely cheapest, we'll tell you — even though it's often the smallest piece of work for us
Whole of Market
Access to further advance, remortgage, and second charge lenders across the market
Whole of Market Access
We search thousands of mortgage products to find the best rates and terms for you.
FCA Regulated
Fully authorized and regulated by the Financial Conduct Authority.
The Mortgage Process
Initial Consultation
We'll discuss your needs, circumstances, and financial goals to understand what you're looking for.
Research & Comparison
We'll search the entire market to find the best mortgage products that match your requirements.
Application Submission
Once you're happy with our recommendation, we'll handle the application process on your behalf.
Completion
We'll keep you updated throughout and celebrate with you when your mortgage completes.
Ready to Get Started?
Speak with one of our mortgage experts today for a free, no-obligation consultation.