Let to Buy Mortgages
Keep your current home as a rental and buy your next one
Overview
Let to Buy means renting out your current home instead of selling it, so you can buy your next residential property. It's not the same as a standard remortgage — you're changing what the property is used for — and it's not the same as a standard Buy to Let purchase either, since you already own the property outright or with an existing mortgage.
Two Routes In
Consent to Let with your existing lender (a formality with some), or a dedicated Let to Buy remortgage sized on rental income
Two Mortgages, One Move
You typically end up with a Buy to Let mortgage on the property you're renting out and a new residential mortgage on the one you're buying
Assessed on Rent, Not Salary
The mortgage on your old home is assessed on rental income like a standard BTL — which can free up affordability for your new purchase
Coordinated Timing
We coordinate both transactions so you're never left holding a mortgage you can't afford, or without one at all
Why Choose Domus Finance?
Keep a Property You'd Rather Not Sell
Move on without giving up a home in a location or market you still believe in
No Chain on Your Existing Home
Since you're not selling, there's no chain risk on that side of the transaction
Specialist Lender Knowledge
We know which lenders offer dedicated Let to Buy products and which require two separate applications
Whole of Market Access
We search thousands of mortgage products to find the best rates and terms for you.
FCA Regulated
Fully authorized and regulated by the Financial Conduct Authority.
The Mortgage Process
Initial Consultation
We'll discuss your needs, circumstances, and financial goals to understand what you're looking for.
Research & Comparison
We'll search the entire market to find the best mortgage products that match your requirements.
Application Submission
Once you're happy with our recommendation, we'll handle the application process on your behalf.
Completion
We'll keep you updated throughout and celebrate with you when your mortgage completes.
Ready to Get Started?
Speak with one of our mortgage experts today for a free, no-obligation consultation.