Domus Protect
for Family
Personal protection and property insurance — the cover that matters most to you and your family
Most people know they should have protection in place. Fewer are confident they have the right cover — the right type, the right amount, and a policy that will actually pay out when it matters. We cut through the complexity, recommend only what you genuinely need, and stay in your corner when you need to claim.
What Our Clients Say
Real reviews from real clients — verified through Working Feedback, which also captures reviews from clients with a Google account.
Reviews verified by Working Feedback — an independent review platform for financial services firms.
Protection That Actually Makes Sense
Insurance jargon can be overwhelming. We translate complex policies into plain English and help you understand exactly what you're buying — no hidden surprises, just honest protection advice.
Why Family Protection Matters
Serious illness, accidents, and the unexpected happen to real families every day. The question isn't whether something will go wrong — it's whether you're prepared if it does.
- ✓Honest advice — we only recommend what you actually need
- ✓Whole-of-market access across all major UK insurers
- ✓We compare policy wording, not just premiums
- ✓Still here to support you at claim time
"The cheapest policy is rarely the right one. Two income protection policies at very different premiums can look almost identical — until you read the small print."
— The Domus Team
Honest from the Start: We'll tell you what cover you actually need, and what you don't.
100% Transparent: You'll know exactly what you're covered for and what you're paying.
There at Claim Time: We're still here when you need to make a claim — not just when you're buying the policy.
Free Protection Essentials Guide
Download our comprehensive guide to understanding life insurance, critical illness cover, and income protection — clear, jargon-free explanations to help you make informed decisions.
Plus access to our full library of mortgage and protection guides
Our Insurance Partners
We work with the UK's most trusted insurance providers to ensure you get comprehensive cover at competitive rates.
Comprehensive Insurance Panel
We work with the UK's leading insurance providers to protect what matters most
Personal Protection
Cover that protects your income, health, and your family's financial security.
Life Insurance
The right type and amount depends on your mortgage, dependants, and income — we'll tell you exactly what you need and why
Critical Illness Cover
A lump sum paid on diagnosis of a specified condition — we compare policy definitions and claims records, not just premiums
Income Protection
Replaces up to 70% of your income if you can't work — we write policies on an own occupation basis so they pay out if you can't do your specific job
Private Medical Insurance
Skip NHS waiting lists for private diagnosis and treatment — we match the level of cover to your health needs and budget
Wills & Estate Planning
Protect your legacy and make sure your wishes are actually carried out — wills, inheritance tax planning, trusts, and lasting power of attorney
Property Protection
From standard buildings and contents cover to specialist insurance for complex and high-value properties.
Buildings Insurance
Protect the structure of your property against fire, flood, subsidence, and more
Contents Insurance
Cover your possessions and belongings inside the home
Landlords Insurance
Comprehensive cover for buy-to-let properties including loss of rent and landlord liability
High Value Property Insurance
Specialist cover for luxury and high-value homes where standard policies fall short
Specialist Property Insurance
Tailored cover for non-standard construction, thatched roofs, and unique properties
Unoccupied Property Insurance
Protection for vacant properties — whether between tenants or awaiting sale
Renovation Insurance
Cover during property refurbishment when standard policies are invalidated
Holiday Let Insurance
Specialist cover for short-term rentals including guest liability and loss of income
Listed Buildings Insurance
Protection for heritage and listed properties with rebuilding costs that reflect their true value
HMO & MUB Insurance
Cover for houses of multiple occupation and multi-unit blocks with the right policy structure
Ltd Company BTL Insurance
Insurance structured correctly for limited company landlords
Common Questions
Do I need life insurance if I already have it through work?
Death-in-service benefits from employers are typically 3–4x salary, often fall away when you leave, and rarely cover the full financial impact on your family. A personally-held policy is portable and sized to your actual needs.
What's the difference between critical illness cover and income protection?
Critical illness pays a lump sum on diagnosis of a specified condition (cancer, heart attack, stroke etc.). Income protection replaces a portion of your monthly income if you can't work — for any reason, for as long as you're off. Many clients need both.
How much income protection cover should I have?
Most insurers will cover up to 55–65% of your pre-tax income. We recommend writing policies on an 'own occupation' basis — meaning they pay out if you can't do your specific job, not just any job.
Does my buildings insurance need to meet my mortgage lender requirements?
Yes — lenders require buildings insurance as a condition of the mortgage. We can arrange a policy that satisfies your lender while also being correctly sized for your rebuild cost, which is often different from the market value.
Will I get a better deal applying through a broker vs. direct?
Premiums for protection are typically the same or better through a broker — we have access to schemes and discounts not available direct. More importantly, the difference is in the advice: we compare policy wording, not just price.
Let's Talk About Protection
Not sure what you need? Book a free, no-pressure chat and we'll explain everything in plain English — no jargon, no sales pressure.
Free review • Honest advice • Zero pressure