Property Types
When the construction or classification of the property is the complication
Overview
Some properties are harder to mortgage simply because of how they're built or classified — not because of anything about you as a borrower. Standard lenders often decline on the property alone, even for a completely straightforward applicant. We know which lenders will actually consider these cases, whether you're buying to live in or buying to let — panels for Buy to Let are typically narrower still, so lender choice matters even more.
Non-Standard Construction
Timber frame, steel frame, concrete, thatched roofs, and other non-brick-and-tile construction, assessed by lenders who understand them
Listed & Heritage Buildings
Grade I and Grade II listed properties, where alteration and repair restrictions affect how lenders assess the security
Ex-Local Authority Properties
Flats and houses some high-street lenders avoid entirely, but that specialist lenders assess every day
High-Rise & Modern Method Flats
Properties above a certain height need valid fire safety documentation (EWS1) before most lenders will proceed, and new-build or modern-method flats face their own valuation scrutiny
Why Choose Domus Finance?
Lender Knowledge
We know which lenders will actually consider your property type — for a residential purchase or a Buy to Let — rather than wasting time on applications that were never going to succeed
Survey Coordination
We work with surveyors experienced in non-standard construction to get the right report first time
Whole of Market
Access to specialist lenders who focus specifically on non-standard security
Whole of Market Access
We search thousands of mortgage products to find the best rates and terms for you.
FCA Regulated
Fully authorized and regulated by the Financial Conduct Authority.
The Mortgage Process
Initial Consultation
We'll discuss your needs, circumstances, and financial goals to understand what you're looking for.
Research & Comparison
We'll search the entire market to find the best mortgage products that match your requirements.
Application Submission
Once you're happy with our recommendation, we'll handle the application process on your behalf.
Completion
We'll keep you updated throughout and celebrate with you when your mortgage completes.
Ready to Get Started?
Speak with one of our mortgage experts today for a free, no-obligation consultation.