Question 1

How much can I borrow for a mortgage?

Accepted Answer

Most lenders will lend between 4-5.5 times your annual income, though this depends on your circumstances, credit history, and the lender's criteria. As a whole of market broker, we can access lenders offering the most competitive rates for your situation. Contact us for a free affordability assessment.

Question 2

Do you charge fees for mortgage advice?

Accepted Answer

We offer a free initial consultation. Our typical fee for arranging your mortgage is £399, payable on application. This fee depends on your circumstances and the complexity of your case. We'll always be transparent about costs upfront.

Question 3

Can you help with Buy to Let mortgages?

Accepted Answer

Yes, we specialize in Buy to Let mortgages including portfolio landlords, limited company Buy to Let, and HMO mortgages. We have access to specialist lenders and can help with both new purchases and remortgages.

Question 4

Are you FCA regulated?

Accepted Answer

Yes, Domus Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Our FCA registration ensures you receive professional, compliant advice.

Question 5

Do you work with clients outside Tunbridge Wells?

Accepted Answer

Absolutely. While we're based in Tunbridge Wells, we work with clients across Kent, London, and throughout the UK. We offer remote consultations via phone, video call, and email, making our services accessible nationwide.

Question 6

How long does the mortgage process take?

Accepted Answer

The mortgage process typically takes 4-8 weeks from application to completion, though this varies depending on the lender, property type, and your circumstances. As experienced brokers, we work to expedite the process and keep you informed at every stage.

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